MY SAFE FLORIDA Home

It is a state program, run by the Florida Department of Financial Services under s. 215.5586, Florida Statutes, that provides free hurricane mitigation inspections and grants toward the improvements those inspections recommend, subject to available funding.

No. The program uses its own inspectors, and only that inspection counts for the grant. We are the contractor who installs the roof improvements your report recommends.

Only as part of an approved improvement. The roof upgrades the program funds are roof-deck attachment, secondary water resistance and roof-to-wall connections. A new roof covering can be included when it is needed to complete approved work such as secondary water resistance. Your program report sets the scope.

Under s. 215.5586, grants go up to $10,000. Low-income homeowners can receive it without a match, and moderate-income homeowners contribute $1 for every $2 from the state. The program confirms your amount.

The program was accepting applications in 2026, with the 2026-27 budget carrying about $405 million forward to fund grants for homeowners already inspected and waiting. Funding is set by the Legislature each year and can run out, so check mysafeflhome.com for current status before you plan around a grant.

Yes, since SB 1452 took effect on June 26, 2026. An attached home of three stories or less on its own parcel can qualify for the same improvements as a detached home, including a roof replacement when the program report recommends it.

The program sets a deadline to complete the work and request the final inspection, and an application that misses it can be treated as abandoned. The window has been 18 months from grant approval; your approval sets the date. Plan your contractor early so the roof work is not the reason you miss it.

Yes. Roof work in Broward, Palm Beach and Miami-Dade counties needs a building permit, and the program's final inspection looks for it. We pull and close the permit.